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Auto Services
Oregon Territory FCU has many types of loans to fulfill all types of member borrowing needs. Loan pre-approval makes shopping a snap. Members know what they can afford and are able to purchase a position of strength. Members may have more than one loan. Automatic payment and/or payroll deduction is encouraged to make loan repayment even more convenient. $10 application fee.
| Credit Union financing at the Dealership (CUDL) |
| Through the CUDL program, Oregon Territory has partnered with a large network of dealerships. This program utilizes Oregon Territory’s current low auto loan rates and terms when financing your vehicle. Best of all, the CUDL program is simple for both members and dealers to use! |
| New Auto or Truck loan, New or Untitled |
| Terms as long as 96 months. Lower rates apply for shorter-term loans. No pre-payment penalties. Borrow up to 100% of purchase price. |
| Used Auto or Truck loan |
| We have excellent rates, and terms up to 72 months. Rates vary with age of the vehicle. Borrow up to 100% of the base value of the vehicle as determined by the Kelley Blue book. |
| Recreational Vehicles (RVs, boats) |
| Best rates apply for loans with a 96-month term. Longer terms available. Terms are available up to 144 months. $10 application fee. Title transfer fees may apply. |
| New and Used Motorcycles |
| We provide loans on licensed and unlicensed motorcycles. The rate and term depends on the value of the vehicle and whether it's licensed or unlicensed. |
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