Oregon Territory FCU Deposit Rates

Deposit Rates

Effective as of 05/01/08

Share Savings
Balance Amount	APR*	APY*
Up to $2000	0.75%	0.75%
$2001 - $10,000	0.95%	0.95%
$10,001-$25,000	1.15%	1.16%
$25,001-$50,000	1.35%	1.36%
$50,001 and over	1.95%	1.97%
Checking	0.50%	0.50%
Rates are tiered, and apply only to the tier indicated. Effective rates are based on an aggrigation of applicable tiers.

IRA Savings
	APR*	APY*
IRA Savings	2.25%	2.27%

Certificate Rates
Balance Amount	APR*	APY*
30-Day	1.59%	1.60%
60-Day	1.61%	1.62%
90-Day	1.64%	1.65%
120-Day	1.67%	1.68%
180-Day	1.73%	1.74%
1-Year	1.85%	1.86%
2-Year	2.07%	2.09%
3-Year	2.40%	2.43%
4-Year	2.68%	2.71%
5-Year	2.90%	2.94%
Balances over $10,000.00 earn 20 basis points (.20%) and balances over $50,000 earn 40 basis points (.40%) higher than the published rate

IRA Certificate
Balance Amount	APR*	APY*
1- Year	2.05%	2.07%
2-Year	2.27%	2.29%
3-Year	2.60%	2.63%
4-Year	2.88%	2.92%
5-Year	3.10%	3.14%
APR = Annual Percentage Rate APY = Annual Percentage Yield