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Fee Schedule

Effective as of 05/01/08

IRA Account Fees
Minimum Balance Requirement$50.00
IRA Enrollment fee$5.00
IRA Annual Maintenance$20.00
 
Checking Account Fees
Non-Sufficient Funds - per item$25.00
Stop Payment (Per Check)$15.00
Stop Payment (Per Series)$20.00
Check copies - per check$5.00
(Check printing fee price varies depending upon style)$0.00
Reconciliation Assistance$25.00per hour
Non-Machine Readable Items$2.00
Bill Payer$0.001st 20/Mo.
Bill Payer$0.50ea. over 20/Mo.
Overdraft transfer from savings$3.00
Electronic Overdraft$25.00
 
Plastic Card Fees
ATM access - after first 5 transactions each month$1.00
Plastic Card replacement$7.00
PIN replacement$3.00
Visa Gift Card$3.95
 
Loan Fees
Real Estate Application$75.00
Real Estate Payoff Processing Fee$35.00
Real Estate Transaction Verification of Deposit$5.00 std.
Real Estate Transaction Verification of Deposit$10.00rush
Loan Application fee (excluding Real Estate & Visa)$10.00
 
Other Service Fees for All Accounts
Membership Share - No charge to open account$25.00min. deposit
Check Cashing Fee$5.00per check *
Account closed within firs 3 months$10.00
Bad Address Fee$2.00
Below Par Value$1.00per Mo.
Returned Item from Deposit$10.00
Returned Item, member account at another financial institution$25.00
Stop Payment, Oregon Territory Check$15.00
Photocopy of Oregon Territory Check$5.00
Wire Fee (incoming)$0.00No Charge
Wire Fee (outgoing)$15.00
Wire Fee (international)$35.00
Western Union Wire Fee$35.00
Money Orders$1.00
Oregon Territory Check to 3rd Party <$1,000$1.00
Statement Copy$2.00
Microfiche Copy$2.00
Account History Print-Current Month$0.50per page
Collection Item$0.00Variable
Re-open closed account$10.00
 (Share Account-each account)$5.00
Transfer Account Balances to New Account (Loan Account - each account)$10.00
 
* per check applies to "savings only" accounts with less than $100.00 average balance.
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